Auto insurance is the contract between the insurance company and you, and it protects you from the financial loss that may occur when there is theft of your car or an accident. You will pay the premium, and as a result, the company pays for the losses outlined in the policy. The auto insurance will cover the following:
- Property – like theft or damage to the car
- Liability – the legal responsibility for damage of property to injury to others
- Medical – the amount needed to treat injuries and rehabilitation and funeral expenses and lost wages at times.
The auto insurance covers you and your family members on the policy if you drive your car or someone’s car with the owner’s permission. The policy will also cover the person who is driving your vehicle but with your consent. The personal auto policy covers the person who is driving, running errands or going to work, etc. It does not cover your car if it is being used for commercial reasons. It will also not protect you if you use your vehicle for transportation to people.
With increased traffic on the roads, you may get into an accident at any time. So do not put your life at stake and get auto insurance. If you are looking for more details, then call us. We will provide you with the best plan for you and your family.